*Children under the age of 19 may be eligible for Child Health Plus coverage and do not need to be entered separately. Please ensure they are included above in the "Number of people in family" field. For more information on Child Health Plus, please visit the NY State of Health website.

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Our subsidy calculator is designed to estimate federal premium assistance that may be available towards the cost of health insurance purchased directly by an individual (rather than through an employer). Using information you provide and the averages in the marketplace, it takes into account federal subsidies based on income, Medicaid eligibility, and other factors that impact premiums under the Affordable Care Act. This is only an estimate and not a guarantee. You must visit the healthcare.gov for the most up-to-date calculation of your eligibility. Please refer to Excellus BlueCross BlueShield's Privacy Policy by Clicking Here.